HSA amounts are on the rise again for 2025.
The IRS announced that 2025 individual HSA contribution limits will be $4,300 and family HSA contribution limits will be $8,500. These are increases of $150 and $250, respectively, from 2024 HSA limits. Additionally, high deductible health plan (HDHP) deductibles and out-of-pocket maximums have increased for 2025.
HSA | 2024 | 2025 |
|---|---|---|
Individual contribution limit | $4,150 | $4,300 |
Family contribution limit | $8,300 | $8,550 |
HDHP Individual | 2024 | 2025 |
|---|---|---|
Minimum deductible | $1,600 | $1,650 |
Max out-of-pocket limit | $8,050 | $8,300 |
HSA Family | 2024 | 2025 |
|---|---|---|
Miniumum deductible | $3,200 | $3,300 |
Max out-of-pocket limit | $16,100 | $16,600 |
HSA Reminders
- HSA participants can change their contributions anytime during the year.
- HSA participants can use funds to pay for eligible expenses for themselves, their spouse and eligible dependents claimed on their tax return.
- HSA participants aged 55 and older can contribute an additional $1,000 per year.
If you have any questions, please contact First Financial Administrators, Inc., at 800-523-8422.
